Get matched with lenders who can get you the funding you need to grow your business!
HOW TO QUALIFY FOR
Unlocking business financing requires attention to four key factors: credibility, cash, credit, and collateral. These pillars of financing are what lenders use to make underwriting decisions. In business lending each pillar can also secure the financing you need.
Establish presence, office, and business banking
Gross monthly cash flow and expenses
The strength of personal and business credit
Available assets to secure a business loan
BUSINESS CREDIT BUILDER
By understanding the strengths of your business, we can create a personalized assessment of your situation. Then our team of funding experts match you with the perfect lender to meet your financing needs.
Get up to $150k in unsecured, no doc financing with 0% introductory rates
Finance your new equipment or get a leaseback on owned equipment
Secure your business loan with stocks, bonds, mutual funds, and retirement
Use your business revenue to secure funding for your business
Fund your growth with cash from your merchant account transactions
Get the best rates and terms with highest loan amounts with SBA loans
Purchase commercial real estate with multiple options for growth
Use your existing inventory to secure your business financing
MEET THE PERFECT LENDER
Leverage our experience in matching your strengths with lenders who are ready and eager to work with you right now. Not only will you find the funding you need today, but we’ll also help you prepare for better money in the future.
WE'VE GOT YOUR COVERED
Getting a loan for a small business can change everything. Let's find the funding you need to flourish!
Let's fund your next steps for growth to help you take your business to the next level.
Get the capital you need to expand with high loan amounts, great rates, and longer terms.
Get up to $150,000 in unsecured financing with no income, assets, or collateral.
Nonprofits can borrow money from banks and lenders to help finance their operations.
Get the money you need to grow your franchise the right way! Find out how we can help.
COMMON QUESTIONS
Discover the world of business loans with our FAQs, covering key topics to help you make informed decisions and unlock growth opportunities.
Yes, it is possible to obtain a business loan with bad credit. However, the options may be limited, and the interest rates could be higher. Some alternative lenders specialize in offering loans to businesses with less-than-perfect credit.
The amount you can qualify for depends on various factors, such as your credit score, business revenue, time in business, and the lender's evaluation of your financial health. Each lender has different criteria, so it's essential to research and compare your options.
Interest rates and fees vary depending on the lender, type of loan, your creditworthiness, and other factors. Typical fees may include origination fees, processing fees, and prepayment penalties. It's crucial to review the loan terms and understand the total cost of borrowing before accepting an offer.
Some types of business loans require collateral, while others do not. For example, secured loans (such as equipment financing) often require collateral, whereas unsecured loans (like lines of credit) typically do not. However, unsecured loans may have higher interest rates due to the increased risk for the lender.
There are various types of business loans, including term loans, lines of credit, invoice financing, equipment financing, merchant cash advances, and Small Business Administration (SBA) loans. Each loan type serves a specific purpose and has unique terms, rates, and eligibility requirements.
Lenders typically consider factors such as your credit score, time in business, annual revenue, debt-to-income ratio, and the overall financial health of your business. They may also review your business plan, industry, and cash flow projections.
To improve your chances of approval, make sure to maintain a good credit score, keep accurate financial records, develop a solid business plan, demonstrate strong cash flow, and reduce existing debt. It's also essential to research and apply for loans that best fit your business needs and financial profile.
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